The Group
Lines of Business

Aman For E- Payments

A subsidiary of Raya Holding, Aman for e-payments was established in 2016 with a vision to create an ultimate cashless society in Egypt, enabling Financial inclusion for Egyptians citizens through available secure and convenient E-payment solution; within the recent economic and financial decisions undertaken by the Egyptian government and the Central bank of Egypt in support of financial inclusion.

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Aman For Financial Services

Financial Inclusion is the responsible and sustainable delivery of financial services at affordable costs to disadvantaged and low-income segments of the society.

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Aman For Microfinance

Aman for Microfinance, a subsidiary of Raya Holding for Financial Investment, established in 2018. Works as an arm for Aman Financial services a leading FINTECH company in Egypt, providing suitable timely and diversified financial solutions for the non-banked or those who have limited access to funding empowered by advanced technology solutions to make the process easier, faster, and more beneficial.

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Ostool

Ostool is a leading provider of supply chain management services with a special focus on trucking and logistics services, storage and vessel discharging.

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Raya Customer Experience

Raya Customer Experience is a world-class Business Process Outsourcing (BPO) and Contact Center Outsourcing (CCO) Service Provider offering contact center services, back office services, inside sales channel management and professional services.

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Raya Foods

Raya Foods is one of the subsidiaries of Raya Holding. Raya Foods acquired The International Union for Integrated Food Industries’ factory - that has been operating in the market since 2006 - offering a wide variety of frozen fruits and vegetables to the Egyptian local market covering the basic day-to-day product range as well as new innovative food solutions that are catered to consumers’ needs.

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Raya Information Technology

Raya Information Technology, the leading system integrator was established in 1998 with a vision to lead the information technology market depending on its dynamic portfolio. Building on the fact that sustainable growth starts with strong roots, Raya Information Technology helped over 500+ customers in all market sectors in adopting new technologies and achieving higher levels of business performance.

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Raya Food Trading

Raya Food Trading blends high quality products with professional domestic distribution and broad regional existence.

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Raya Restaurants

Raya Restaurants, a subsidiary of Raya Group, was established in 2013 with the aim of establishing itself as a market leader within the restaurant sector in Cairo through building internationally competitive restaurant chains that offer a superior dining experience that will be franchised both regionally and globally.

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Raya Smart Buildings

Arising from the philosophy of creating innovative, energy efficient, and resource-saving office buildings in the new urban cities of Cairo, Raya Smart Buildings develops elegant smart commercial and office complexes, in partnership with world-renowned architectural and green building technology firms.

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Raya Trade

Recognized as the market leader of consumer electronics in Egypt since 1998, Raya Trade operates in distribution, retail and maintenance of mobile phones and accessories, consumer electronics and home appliances with an extensive network of 8,500 dealers across all distributed brands, 100 retail outlets and 38 customer service points.

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Raya Auto

Established in 2018, Raya Auto is a subsidiary of Raya Holding with a total investment of EGP 100 million. Raya Auto is responsible for assembling and operating international modern vehicles brands and introducing them to Egypt's market. Raya Auto acquired a factory with a total built-up area of 8,500 m2, to assemble four, three, and two-wheel light transport vehicles.

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